:root{
  --bg:#fbfaf7;
  --surface:#ffffff;
  --surface-2:#f4f2ee;
  --text:#0b0f14;
  --muted:#4b5563;
  --border:rgba(11,15,20,.12);
  --border-strong:rgba(11,15,20,.18);
  --shadow:0 26px 60px rgba(11,15,20,.12);
  --radius:16px;
  --radius-sm:12px;
  --container:1140px;
  --brand:#0b0f14;
  --brand-2:#b08d57;
  --focus:#1d4ed8;
  --font-sans:"Inter",system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,"Apple Color Emoji","Segoe UI Emoji";
  --font-serif:"Fraunces",ui-serif,Georgia,serif;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:var(--font-sans);
  color:var(--text);
  background:
    radial-gradient(1200px 800px at 70% -10%, rgba(176,141,87,.10), rgba(251,250,247,0)),
    radial-gradient(900px 720px at 10% 0%, rgba(11,15,20,.08), rgba(251,250,247,0)),
    var(--bg);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  -moz-osx-font-smoothing:grayscale;
}

a{color:inherit;text-decoration:none}
a:hover{text-decoration:underline}

:focus-visible{
  outline:3px solid rgba(29,78,216,.30);
  outline-offset:3px;
  border-radius:12px;
}

.container{
  width:min(var(--container),calc(100% - 44px));
  margin:0 auto;
}

.skip{
  position:absolute;
  left:-999px;
  top:12px;
  background:var(--surface);
  border:1px solid var(--border);
  padding:10px 12px;
  border-radius:12px;
  z-index:9999;
}
.skip:focus{left:12px}

.site-header{
  position:sticky;
  top:0;
  z-index:50;
  background:rgba(251,250,247,.78);
  backdrop-filter:saturate(140%) blur(14px);
  border-bottom:1px solid var(--border);
}
.header-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:18px;
  padding:16px 0;
}
.brand{
  display:flex;
  align-items:center;
  gap:10px;
  text-decoration:none;
}
.brand:hover{text-decoration:none}
.brand-mark{display:block}
.brand-name{
  font-weight:900;
  letter-spacing:.2px;
}

.nav-toggle{
  display:none;
  border:1px solid var(--border);
  background:var(--surface);
  padding:10px 12px;
  border-radius:12px;
  font-weight:700;
}

.site-nav{
  display:flex;
  align-items:center;
  gap:6px;
}
.site-nav a{
  padding:14px 14px;
  border-radius:12px;
  text-decoration:none;
  font-weight:800;
  color:rgba(11,15,20,.78);
}
.site-nav a:hover{
  background:rgba(11,15,20,.06);
  text-decoration:none;
}
.nav-cta{
  background:var(--brand);
  color:#fff !important;
}
.nav-cta:hover{
  background:#000;
}
.nav-cta{
  box-shadow:0 14px 30px rgba(11,15,20,.14);
}

.header-sub{
  border-top:1px solid var(--border);
  background:rgba(244,242,238,.78);
}
.header-sub-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  padding:10px 0;
  font-size:13px;
  color:rgba(11,15,20,.68);
}
.dot{padding:0 8px;opacity:.5}

.hero{
  padding:64px 0 36px;
  background:
    radial-gradient(900px 520px at 70% 10%, rgba(11,15,20,.08), rgba(251,250,247,0)),
    radial-gradient(700px 520px at 10% 80%, rgba(176,141,87,.12), rgba(251,250,247,0));
}
.hero-grid{
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:28px;
  align-items:center;
}

.hero-visual{
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:rgba(255,255,255,.78);
  box-shadow:var(--shadow);
  overflow:hidden;
}

.figure{
  margin:0;
}
.figure-img{
  display:block;
  width:100%;
  height:auto;
  max-height:520px;
  object-fit:cover;
}
.figure-cap{
  padding:12px 14px;
  border-top:1px solid var(--border);
  font-size:13px;
  color:rgba(11,15,20,.66);
  background:rgba(255,255,255,.84);
}

.subhero{
  padding:54px 0 18px;
  background:
    radial-gradient(820px 520px at 20% 15%, rgba(11,15,20,.08), rgba(251,250,247,0)),
    radial-gradient(720px 520px at 85% 80%, rgba(176,141,87,.10), rgba(251,250,247,0));
}

.subhero-visual{
  margin-top:18px;
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:rgba(255,255,255,.78);
  box-shadow:0 18px 48px rgba(11,15,20,.10);
  overflow:hidden;
}
.subhero-visual .figure-img{
  max-height:360px;
}
.breadcrumb{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  align-items:center;
  font-size:13px;
  color:rgba(11,15,20,.62);
}
.breadcrumb a{color:rgba(11,15,20,.74)}
.breadcrumb [aria-current="page"]{
  color:var(--focus);
  font-weight:700;
}
.crumb-sep{opacity:.35}

.kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  font-size:12px;
  letter-spacing:.18em;
  text-transform:uppercase;
  color:rgba(11,15,20,.58);
  margin-top:14px;
}

.h1{
  font-family:var(--font-serif);
  font-size:56px;
  line-height:1.04;
  letter-spacing:-.02em;
  margin:12px 0 12px;
}
.lead{
  font-size:19px;
  color:rgba(11,15,20,.76);
  margin:0;
  max-width:74ch;
}
.advantage{
  margin:14px 0 0;
  font-size:14px;
  color:rgba(11,15,20,.70);
  letter-spacing:.01em;
}
.h2{
  font-family:var(--font-serif);
  font-size:30px;
  line-height:1.25;
  margin:0 0 10px;
  letter-spacing:-.01em;
}
.h3{
  font-size:18px;
  font-weight:900;
  margin:18px 0 8px;
}
.muted{color:rgba(11,15,20,.68)}

.hero-actions{
  display:flex;
  gap:12px;
  margin-top:20px;
  flex-wrap:wrap;
}

.button{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  border:1px solid var(--border);
  background:var(--surface);
  color:rgba(11,15,20,.88);
  padding:11px 15px;
  border-radius:14px;
  font-weight:850;
  text-decoration:none;
}
.button:hover{
  text-decoration:none;
  border-color:var(--border-strong);
  background:rgba(11,15,20,.04);
  transform:translateY(-1px);
}
.button.primary{
  background:var(--brand);
  border-color:rgba(11,15,20,.35);
  color:#fff;
}
.button.primary:hover{background:#000}
.button{
  transition:background .18s ease, border-color .18s ease, transform .18s ease, box-shadow .18s ease;
}
.button.primary{
  box-shadow:0 18px 36px rgba(11,15,20,.18);
}
.button.primary:hover{
  box-shadow:0 22px 44px rgba(11,15,20,.22);
}
.button.small{
  padding:9px 12px;
  border-radius:12px;
  font-size:13px;
}

.hero-metrics{
  display:flex;
  gap:14px;
  margin-top:22px;
  flex-wrap:wrap;
}
.metric{
  border:1px solid var(--border);
  border-radius:14px;
  padding:10px 12px;
  background:rgba(255,255,255,.80);
}
.metric-v{font-weight:900}
.metric-k{font-size:13px;color:rgba(11,15,20,.64)}

.section{
  padding:40px 0;
}
.section.alt{
  background:var(--surface-2);
  border-top:1px solid var(--border);
  border-bottom:1px solid var(--border);
}
.section-title{margin-bottom:16px}
.section-actions{margin-top:18px}

.card-grid{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:14px;
}
.card{
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:18px;
  background:var(--surface);
  box-shadow:0 12px 30px rgba(11,15,20,.06);
  text-decoration:none;
}
.card:hover{
  box-shadow:0 22px 54px rgba(11,15,20,.12);
  text-decoration:none;
  border-color:rgba(11,15,20,.20);
}
.card-h{font-weight:900;margin-bottom:6px}
.card-p{color:rgba(11,15,20,.74);font-size:14px}
.card-meta{margin-top:10px;font-size:12px;color:rgba(11,15,20,.56)}

.card-with-media{
  padding:0;
  overflow:hidden;
}
.card-media{
  aspect-ratio:16/10;
  background:rgba(11,15,20,.04);
  border-bottom:1px solid var(--border);
}
.card-img{
  width:100%;
  height:100%;
  object-fit:cover;
  display:block;
}
.card-body{
  padding:18px;
}

.kvp{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:14px;
}
.kv{
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:var(--surface);
  padding:16px 16px;
}
.kv-k{font-weight:900;margin-bottom:6px}
.kv-v{color:rgba(11,15,20,.74);font-size:14px}

.grid-2{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:14px;
}
.panel{
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:18px;
  background:var(--surface);
}
.panel .ul li strong{
  color:var(--focus);
  background:rgba(29,78,216,.08);
  padding:2px 6px;
  border-radius:6px;
}
.panel-h{font-weight:900;margin-bottom:8px}
.panel-p{color:rgba(11,15,20,.74)}
.panel-actions{margin-top:12px}

.ul{
  margin:12px 0 0;
  padding:0 0 0 18px;
  color:rgba(11,15,20,.78);
}
.note{
  margin-top:12px;
  font-size:13px;
  color:rgba(11,15,20,.64);
}

.pill-row{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:14px;
}
.pill{
  font-size:13px;
  border:1px solid var(--border);
  background:rgba(255,255,255,.86);
  padding:8px 12px;
  border-radius:999px;
  color:rgba(11,15,20,.72);
}

.steps{
  display:grid;
  gap:10px;
  margin-top:12px;
}
.step{
  display:flex;
  gap:12px;
  align-items:flex-start;
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:16px;
  background:var(--surface);
}
.step-n{
  width:34px;height:34px;
  border-radius:12px;
  display:flex;
  align-items:center;
  justify-content:center;
  background:rgba(11,15,20,.08);
  color:var(--brand);
  font-weight:900;
}
.step-h{font-weight:900}
.step-p{color:rgba(11,15,20,.74);font-size:14px;margin-top:2px}

.cta{
  border:1px solid rgba(11,15,20,.20);
  border-radius:var(--radius);
  background:linear-gradient(120deg,rgba(11,15,20,.06),rgba(176,141,87,.10));
  padding:18px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
}
.cta.compact{margin-top:16px}
.cta-h{font-weight:950;font-size:18px}
.cta-p{color:rgba(11,15,20,.74);margin-top:6px;max-width:76ch}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap}

.trust-badges{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top:14px;
  align-items:center;
}
.trust-badges img{
  display:block;
  height:40px;
  width:auto;
  border:1px solid var(--border);
  border-radius:999px;
  background:rgba(255,255,255,.88);
  padding:6px 10px;
}

.quick-form{
  margin-top:14px;
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:rgba(255,255,255,.82);
  box-shadow:0 18px 48px rgba(11,15,20,.10);
  padding:16px;
}
.quick-form-h{
  font-weight:950;
  font-size:16px;
}
.quick-form-p{
  margin-top:6px;
  color:rgba(11,15,20,.72);
  font-size:14px;
}
.quick-form-grid{
  margin-top:12px;
  display:grid;
  grid-template-columns:1.1fr .8fr 1.1fr auto;
  gap:10px;
  align-items:stretch;
}
.quick-form-grid.quick-form-grid-uk{
  grid-template-columns:1.05fr .75fr 1.05fr 1.15fr auto;
}
.quick-form-grid.quick-form-grid-eu{
  grid-template-columns:1.1fr .8fr 1fr 1.1fr;
}
.quick-form-grid.quick-form-grid-ca{
  grid-template-columns:1.2fr .8fr 1.2fr;
}
.quick-form-grid.quick-form-grid-nz{
  grid-template-columns:1.05fr .75fr .85fr 1.15fr auto;
}
.quick-form-grid.quick-form-grid-de{
  grid-template-columns:1.1fr .75fr 1fr 1fr;
}
.quick-form-grid.quick-form-grid-jp{
  grid-template-columns:1.05fr .7fr 1.05fr 1.05fr .9fr;
}
.quick-form-grid.quick-form-grid-kr{
  grid-template-columns:1.05fr .75fr 1.05fr 1.05fr .9fr;
}
.quick-form-grid input,
.quick-form-grid select,
.quick-form-grid textarea{
  width:100%;
  border:1px solid var(--border);
  border-radius:14px;
  background:rgba(244,242,238,.55);
  padding:12px 12px;
  font-size:14px;
  min-height:48px;
}
.quick-form-grid textarea{
  min-height:96px;
  resize:vertical;
}
.quick-form-grid input:focus-visible{
  background:rgba(255,255,255,.92);
}
.quick-form-grid select:focus-visible,
.quick-form-grid textarea:focus-visible{
  background:rgba(255,255,255,.92);
}
.span-all{
  grid-column:1 / -1;
}
.quick-form-grid button{
  min-height:48px;
  white-space:nowrap;
}
.quick-form-note{
  margin-top:10px;
  font-size:13px;
  color:rgba(11,15,20,.64);
}
.cta-nz-kit{margin:14px 0 0}
.cta-de-checklist{margin:14px 0 0}

.float-whatsapp{
  position:fixed;
  right:16px;
  bottom:16px;
  z-index:999;
  display:none;
  padding:12px 14px;
  border-radius:999px;
  border:1px solid rgba(29,78,216,.22);
  background:var(--focus);
  color:#fff;
  box-shadow:0 18px 48px rgba(11,15,20,.18);
  font-weight:800;
  font-size:14px;
  text-decoration:none;
}
.float-whatsapp:hover{
  text-decoration:none;
  background:#1742bf;
}

.chip-grid{
  display:flex;
  flex-wrap:wrap;
  gap:10px;
}
.chip-grid a{
  display:inline-flex;
  padding:8px 10px;
  border:1px solid var(--border);
  border-radius:999px;
  font-size:13px;
  color:rgba(11,15,20,.76);
  background:rgba(244,242,238,.86);
  text-decoration:none;
}
.chip-grid a:hover{
  background:rgba(11,15,20,.06);
  border-color:rgba(11,15,20,.22);
  text-decoration:none;
}

.article{
  max-width:84ch;
}
.article p{color:rgba(11,15,20,.78);margin:10px 0}
.article h2{
  font-family:var(--font-serif);
  font-size:28px;
  margin:22px 0 10px;
}
.article h3{
  font-size:18px;
  font-weight:950;
  margin:18px 0 8px;
}
.article ul{margin:12px 0 16px;padding-left:18px;color:rgba(11,15,20,.78)}
.article li{margin:6px 0}

.toc{
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:rgba(244,242,238,.86);
  padding:14px 16px;
  margin:16px 0 18px;
  position:sticky;
  top:88px;
}
.toc-title{font-weight:950;margin-bottom:8px}
.toc a{
  color:rgba(11,15,20,.80);
  position:relative;
  padding-bottom:4px;
}
.toc a:hover{text-decoration:underline}
.toc a.active{
  color:var(--focus);
  font-weight:700;
  text-decoration:none;
}
.toc a.active::after{
  content:"";
  position:absolute;
  bottom:0;
  left:0;
  width:100%;
  height:2px;
  background-color:var(--focus);
}
.toc-grid{
  display:grid;
  grid-template-columns:repeat(2,1fr);
  gap:8px 14px;
  font-size:14px;
}

.table-wrap{
  overflow:auto;
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:var(--surface);
  box-shadow:0 12px 30px rgba(11,15,20,.06);
  margin:14px 0 18px;
}
table{
  width:100%;
  border-collapse:collapse;
  min-width:640px;
}
th,td{
  padding:12px 14px;
  text-align:left;
  border-bottom:1px solid var(--border);
  vertical-align:top;
  font-size:14px;
}
th{
  font-weight:950;
  background:rgba(244,242,238,.86);
}
tr:last-child td{border-bottom:none}
.table-note{
  font-size:13px;
  color:rgba(11,15,20,.64);
  margin-top:-8px;
}

.callout{
  border:1px solid rgba(11,15,20,.18);
  border-radius:var(--radius);
  padding:14px 16px;
  background:rgba(11,15,20,.04);
  margin:0 0 18px;
}
.callout-h{font-weight:950;margin-bottom:6px}

.meta{
  margin-top:12px;
  font-size:13px;
  color:rgba(11,15,20,.64);
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  align-items:center;
}

.faq{display:grid;gap:10px;margin-top:16px}
.faq-item{
  border:1px solid var(--border);
  border-radius:var(--radius);
  background:var(--surface);
  padding:12px 14px;
}
.faq-q{
  font-weight:950;
  cursor:pointer;
}
.faq-a{
  margin-top:10px;
  color:rgba(11,15,20,.76);
}

.faq-toggle{
  margin:10px 0 14px;
  border:1px solid var(--border);
  background:rgba(244,242,238,.75);
  border-radius:14px;
  padding:12px 14px;
  font-weight:800;
  color:rgba(11,15,20,.84);
  cursor:pointer;
}
.faq-toggle:hover{
  background:rgba(11,15,20,.04);
}

.tooltip{
  position:relative;
  text-decoration:underline dotted;
  cursor:help;
}
.tooltip::after{
  content:attr(data-tooltip);
  position:absolute;
  bottom:120%;
  left:50%;
  transform:translateX(-50%);
  padding:6px 10px;
  background:#111827;
  color:#fff;
  font-size:12px;
  border-radius:10px;
  white-space:nowrap;
  opacity:0;
  pointer-events:none;
  transition:opacity .18s ease;
  box-shadow:0 16px 40px rgba(0,0,0,.22);
}
.tooltip:hover::after{opacity:1}

.site-footer{
  margin-top:40px;
  background:#0b0f14;
  color:rgba(255,255,255,.90);
  padding:40px 0 20px;
}
.footer-grid{
  display:grid;
  grid-template-columns:1.3fr 1fr 1fr 1fr;
  gap:18px;
}
.footer-title{
  font-weight:950;
  font-size:18px;
}
.footer-k{font-weight:950;margin-bottom:10px}
.footer-text{
  color:rgba(255,255,255,.74);
  margin:6px 0;
  font-size:14px;
}
.footer-text a{color:rgba(255,255,255,.82)}
.footer-text a:hover{text-decoration:underline}
.footer-bottom{
  margin-top:20px;
  padding-top:16px;
  border-top:1px solid rgba(255,255,255,.12);
  color:rgba(255,255,255,.60);
  font-size:13px;
}

@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr}
  .card-grid{grid-template-columns:repeat(2,1fr)}
  .kvp{grid-template-columns:repeat(2,1fr)}
  .grid-2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .header-sub-inner{flex-direction:column;align-items:flex-start}
  .nav-toggle{display:inline-flex}
  .site-nav{
    display:none;
    position:absolute;
    left:0;
    right:0;
    top:64px;
    background:rgba(255,255,255,.98);
    border-bottom:1px solid var(--border);
    padding:12px 22px 16px;
    flex-direction:column;
    align-items:flex-start;
    gap:6px;
  }
  .site-nav[data-open="true"]{display:flex}
  .site-nav a{width:100%}
  .toc-grid{grid-template-columns:1fr}
  .quick-form-grid{grid-template-columns:1fr}
  .float-whatsapp{display:inline-flex;align-items:center;justify-content:center}
}

@media (max-width: 768px){
  .toc-title{
    cursor:pointer;
    display:flex;
    justify-content:space-between;
    align-items:center;
  }
  .toc-title::after{
    content:"+";
    font-size:18px;
  }
  .toc-title.active::after{
    content:"-";
  }
  .toc-grid{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:8px;
    max-height:0;
    overflow:hidden;
    transition:max-height .3s ease;
  }
  .toc-grid.open{
    max-height:360px;
  }
}

@media (max-width: 560px){
  .h1{font-size:38px}
  .card-grid{grid-template-columns:1fr}
  .kvp{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .container{width:min(var(--container),calc(100% - 32px))}
}